What does a surety bond typically include?

A surety bond typically involves an insurance company and a bail agent because these entities work together to ensure that the defendant will appear in court as required. In this arrangement, the bail agent provides the bond to the court on behalf of the defendant, and the insurance company backs that bond by guaranteeing the financial commitment. This setup allows defendants who cannot afford bail to be released from custody while ensuring that there is a system in place to compel their appearance in court, thus minimizing the risk of flight. The involvement of both an insurance company and a bail agent is essential for the bond to function effectively, which is why this choice is the correct one.